Split the bill and see who pays whom
When several people pay for different things, SplitWhom works out the simplest way to settle up — the fewest payments to make everyone even. Free, no account, no app to install.
Members
0 peopleAdd everyone who shared the costs.
Payments
0 itemsAdd members first.
How it works
- 1
Add everyone
List the people who shared the expenses — friends, roommates, your camping crew.
- 2
Enter who paid for what
Add each payment with the amount, and pick exactly who it should be split between.
- 3
Get the fewest payments
SplitWhom instantly shows who pays whom to settle up with the minimum number of transfers.
Why SplitWhom
Fewest payments
Most splitters just show balances. SplitWhom calculates the minimal set of transfers, so you make as few payments as possible.
Split each item your way
Shared the food but only three of you bought drinks? Choose who's included on every single expense.
Private by design
No sign-up and no server — every calculation runs in your browser and your data stays on your device.
Any currency
Works in USD, EUR, JPY and more, with exact rounding so no cent or yen ever goes missing.
Made for real-life group costs
Camping & outdoor trips
One person buys the food, another the firewood, a third the gear — SplitWhom evens it all out in the fewest payments.
Travel & vacations
Hotels, taxis, and dinners paid by different people across the trip? Settle the whole thing at the end with one clear list.
Shared houses & roommates
Split groceries, utilities, and supplies — and choose exactly who shares each expense.
Parties, BBQs & group dinners
When several people chip in for a get-together, see at a glance who owes whom.
Frequently asked questions
How is SplitWhom different from apps like Splitwise?
SplitWhom is made for fast, one-off settle-ups — no account, no app to install, and no server. Everything runs privately in your browser, your data never leaves your device, and you can even cap how much any one person pays while SplitWhom redistributes the rest. Open a link, split the bill, and share a read-only summary in seconds — completely free and wonderfully simple.
How do you split a bill when several people paid?
Enter each payment and who shared it. SplitWhom adds up what everyone paid versus what they owe, then shows the fewest transfers to make everyone even.
Is SplitWhom free?
Yes, completely free. There's no account, no subscription, and nothing to install — it runs in your web browser.
Can I split a single expense between only some people?
Yes. For every payment you choose exactly who it's split between, so shared costs and group-only costs are both handled correctly.
Does it work for trips, camping, and roommates?
That's exactly what it's for — any situation where more than one person fronted the money and you need to settle up fairly.
Is my data private?
Yes. There is no login and no server. All calculations happen in your browser and your data is saved only on your device.
Can I cap how much one person pays?
Yes. For any payment you can set a maximum (cap) for specific people; they pay at most that amount and the rest is shared among the others.
Can I share the result with my group?
Yes. Tap Share to copy a link that opens a read-only summary of who pays whom. The data is encoded in the link itself — nothing is stored on a server.
Does it work on my phone?
Yes. SplitWhom runs in any modern mobile or desktop browser — there's no app to install.
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